Balance Transfer Credit Card Infos

Credit Cards for Students

College students need credit cards now, more than ever. Student credit cards can be a big help in emergencies and help the student learn (even the hard way) about the sensible use of credit to establish, maintain, and improve their credit history.

Tips for Parents:
Explain to your kids the pitfalls of overusing/abusing their credit cards. Just like many adults, kids don't generally grasp the concept of APRs. Other finance charges, or fees such as late payment or over limit fees can also cause confusion, not to mention grace periods and minimum payments to mention only a few. Students should learn about building and maintaining a good credit history since it impacts their chances of qualifying for loans, and even their chances of finding a job.

Browse the full selection of our list of Student credit cards below or choose another credit card type from the menu bar on the left. Compare the information on fees, rewards, and various other card features in the "more info" section of the listed cards.


Citi® Dividend Platinum Select® Card for College StudentsCredit Card
Apply for Citi® Dividend Platinum Select® Card for College Students

You've got the power to build your future.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 7.99% (Currently 12.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Reward Program: 1-2% Cashback
Issuer: Citibank

    Features:
  • 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
  • Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • Earn 1% cash back on all other purchases
  • No minimum income or cosigner required
  • Build your credit history
  • No balance transfer fee with this offer

    *See Terms and Conditions.
More info           Apply

Citi® Bronze®/AAdvantage® Card for College StudentCredit Card
Apply for Citi® Bronze®/AAdvantage® Card for College Student

Your next flight may cost less than your next pizza.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Reward Program: AAdvantage® Miles
Issuer: Citibank

    Features:
  • No annual fee for your card and free membership in American Airlines AAdvantage® program*
  • Earn 1 AAdvantage® mile for every $2 you spend — up to 25,000 miles per year*
  • No blackout dates on AAdvantage® award travel*
  • AAdvantage® miles may never expire*
  • $0 liability on unauthorized charges
  • Access to credit education tips and tools
  • No minimum income or co-signer required
  • Special Student Deals

    *See Terms and Conditions.
More info           Apply

Discover® Student Card - Monogram CollectionCredit Card
Apply for Discover® Student Card - Monogram Collection

Displays your Initials!

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Issuer: Discover Bank

    Features:
  • Choose your personalized card design
  • 0% Interest* on Purchases for 6 Months
  • No Annual Fee
  • Easy Online Account Management Options

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® Student Open RoadSM CardCredit Card
Apply for Discover® Student Open Road Card

Get the card that's right for you, now and down the road.

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: Full 5% on Gas Purchases*
Issuer: Discover Bank

    Features:
  • 0% Interest* on Purchases for 6 Months
  • Build Your Credit History
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability Guarantee
  • No Annual Fee

    *View rates, fees, rewards and other important information.
More info           Apply

Capital One® No Hassle CashSM Rewards for StudentsCredit Card
Apply for Capital One® No Hassle Cash Rewards for Students

Establish Credit™Save For Your Next Big Purchase

Summary:

APR for Balance Transfers: 14.90%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for (until October 2008))
Ongoing APR: 14.90%
Cash Advance APR: 20.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $29.00
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Reward Program: At least 1.25 miles/dollar on net purchases*
Credit Line: $300-$3,000*
Issuer: Capital One Bank

    Features:
  • More cash back—25% annual bonus on the cash you've earned during the year*
  • No catch—1% cash back on purchases you make from day one
  • No limits—No limit on cash back
  • No Expiration—Rewards won't expire for the life of your account
  • Great savings—At Capital One Saving ZoneSM on Yahoo! Shopping
  • Don't forget—0% APR on purchases until October 2008

    *See website for Disclosures.
More info           Apply

Chase + 1SM Student MasterCard®Credit Card
Apply for Chase + 1 Student MasterCard®

All that you expect and then some

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 9.99% (Currently 14.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Karma Points
Issuer: Chase Bank USA

    Features:
  • 0% Introductory APR on all purchases and balance transfers for up to 6 months*
  • No Annual Fee
  • Get music, movies, electronics, and more with your Karma Points in the Chase+1 store

    *See Pricing & Terms.
More info           Apply

Fidelity Investments® 529 College Rewards® American Express® CardCredit Card
Apply for Fidelity Investments® 529 College Rewards® American Express® Card

Start Saving For College!

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Fixed 16.99*
Cash Advance APR: 0% for 12 Months; 19.99% thereafter
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $15 or $39
Grace Period: At least 20 Days
Reward Program: Reward Points*
Issuer: Fidelity Investments

    Features:
  • Earn 1.5% on net retail purchases charged to the card
  • Fidelity 529 Dollars earned will be transferred to your Fidelity Managed 529 Plan Account Automatically
  • 0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.
  • With American Express SelectsSM, enjoy special online offers for your family from merchants around the world
  • Card issued by FIA Card Services, N.A.

    *See website for complete Terms and Conditions of card usage and application disclosure.
More info           Apply

Citi® Platinum Select® Visa® Card for College StudentsCredit Card
Apply for Citi® Platinum Select® Visa® Card for College Students

You establish great friendships in college. Establish great credit too.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 5.99% (Currently 10.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 0% APR* for 6 months on purchases, cash advances and balance transers
  • No balance transfer fee with this offer*
  • $0 liability on unauthorized purchases
  • No minimum income or cosigner required
  • No annual fee
  • Free Online Account Management
  • Great student discounts

    *See Terms and Conditions.
More info           Apply

Discover® Student Card - ClearCredit Card
Apply for Discover® Student Card - Clear

0% Interest* on Purchases for 6 Months

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
Issuer: Discover Bank

    Features:
  • 5% to 20% Cashback Bonus® at top online retailers*
  • No Annual Fee
  • Easy online account options that put you in control
  • $0 Fraud Liability Guarantee
  • Cool, Clear Design

    *View rates, fees, rewards and other important information.
More info           Apply

Citi® Driver's Edge® Visa® for College StudentsCredit Card
Apply for Citi® Driver's Edge® Visa® for College Students

School's hard. Getting this card is not.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Reward Program: Drive Rebates®
Issuer: Citibank

    Features:
  • 0% APR* for 6 months on purchases, cash advances, and balance transfers
  • Earn rebates towards any car, new or used. Any make, any model — purchase or lease.*
  • No minimum income or co-signer required
  • 24/7 free online access
  • $0 liability on unauthorized purchases
  • No annual fee
  • No balance transfer fee with this offer*

    *See Terms and Conditions.
More info           Apply

The PAYjr Visa Buxx CardCredit Card
Apply for The PAYjr Visa Buxx Card

Optional use of Chore & Allowance system!

Summary:

Ongoing APR: N/A
Total Initial Charge: $5.45
Credit Line: maximum $5,000
Issuer: The Bancorp Bank

    Features:
  • Parental control and visibility over card usage
  • No minimum balance required
  • Design Your Own Card
  • Reloadable Prepaid
  • Safer than Cash
  • Shop Online
  • Not a Credit Card
More info           Apply

Citi® mtvU™ Platinum Select® Visa® Card for College StudentsCredit Card
Apply for Citi® mtvU™ Platinum Select® Visa® Card for College Students

Get serious rewards.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 7.99% (Currently 12.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Reward Program: ThankYou Points®
Issuer: Citibank

    Features:
  • 0% APR for 6 months on purchases, cash advances and balance transfers
  • $0 liability protection
  • No annual fee
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases
  • Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
  • No balance transfer fee with this offer

    *See Terms and Conditions.
More info           Apply

Discover® Student CardCredit Card
Apply for Discover® Student Card

Easy online account options that put you in control

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
Issuer: Discover Bank

    Features:
  • 0% Interest* on Purchases for 6 Months
  • 5% to 20% Cashback Bonus® at top online retailers*
  • No Annual Fee
  • $0 Fraud Liability Guarantee

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® Student Card - Tropical BeachCredit Card
Apply for Discover® Student Card - Tropical Beach

Tropical Beach Design!

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
Issuer: Discover Bank

    Features:
  • 0% Interest* on Purchases for 6 Months
  • 5% to 20% Cashback Bonus® at top online retailers*
  • No Annual Fee
  • Easy Online Account Management Options
  • $0 Fraud Liability Guarantee

    *View rates, fees, rewards and other important information.
More info           Apply

Card Lab Custom Visa Gift CardCredit Card
Apply for Card Lab Custom Visa Gift Card

The Customized Visa Gift Card

Summary:

Ongoing APR: N/A
Total Initial Charge: 5.95*
Credit Line: $10-$250 in denomination of $10 to $250*
Issuer: Marshall Bank, N.A.

    Features:
  • Perfect for any occasion or holiday - makes the impersonal gift personal again
  • Upload your own photo or choose one from our huge design gallery
  • Customize your card with an embossed message
  • Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted
  • Online access lets you easily check your balance and transactions
  • Cards are only $5.95 and are delivered in 5 to 10 business days

    *See web site for details.
More info           Apply

Eufora Elite Credit Builder Prepaid MasterCard®Credit Card
Apply for Eufora Elite Credit Builder Prepaid MasterCard®

Eufora™ MasterCard® Card - The Income Opportunity Card™

Summary:

Ongoing APR: N/A
Annual Fee: $0.00 ($99.95 WAIVED!)
Overlimit Fee: $29.00
Reward Program: Income Opportunity
Issuer: The Bancorp Bank

    Features:
  • BUILDS CREDIT! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
  • FREE Direct Deposit
  • FREE Point of Sale Transactions
  • FREE 24/7 Online Access
  • FREE Live Customer Support
  • Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
  • Safer than Cash
  • Cash Reward Program
  • ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)

    *View card Terms & Conditions.
More info           Apply

Western Union® Prepaid MasterCard®Credit Card
Apply for Western Union® Prepaid MasterCard®

Credit problem? No problem!

Summary:

Ongoing APR: N/A
Overlimit Fee: $25.00
Total Initial Charge: $9.95
Credit Line: $2,500 (maximum Card Balance Value)
Issuer: BankFirst

    Features:
  • Carry your money safely and conveniently.
  • Shop online anywhere MasterCard debit cards are accepted.
  • Check your Card balance anytime online or over the phone.
  • Reload your Card at any participating Western Union Agent location in the United States.
  • No credit checks! No lengthy applications!
  • Shop wherever MasterCard debit cards are accepted — even online
  • Efficiently manage your money and pay bills because you control how much you put on the Card.
  • Easy to Get, Easy to Use
  • The power of cash. The convenience of plastic.
More info           Apply

Wired Plastic™ Prepaid Visa® CardCredit Card
Apply for Wired Plastic™ Prepaid Visa® Card

Guaranteed Approval*. Earn Reward Points on Every Purchase.

Summary:

Ongoing APR: N/A
Total Initial Charge: $9.95
Reward Program: Wired Points™
Issuer: BankFirst

    Features:
  • Receive your new Visa® card in as little as 3 days
  • No Upfront Payment Required
  • Overdraft Safety Program
  • Rewards Program
  • Integrated Bill Pay Service
  • Convenient Loading Options

    *See Terms and Conditions.
More info           Apply

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