Credit Cards for Students
College students need credit cards now, more than ever. Student credit cards can be a big help in emergencies and help the student learn (even the hard way) about the sensible use of credit to establish, maintain, and improve their credit history.
Tips for Parents:
Explain to your kids the pitfalls of overusing/abusing their credit cards. Just like many adults, kids don't generally grasp the concept of APRs. Other finance charges, or fees such as late payment or over limit fees can also cause confusion, not to mention grace periods and minimum payments to mention only a few. Students should learn about building and maintaining a good credit history since it impacts their chances of qualifying for loans, and even their chances of finding a job.
Browse the full selection of our list of Student credit cards below or choose another credit card type from the menu bar on the left. Compare the information on fees, rewards, and various other card features in the "more info" section of the listed cards.
Easy online account options that put you in control
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 14.99% Fixed
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
Issuer: Discover Bank
- 0% Interest* on Purchases for 6 Months
- 5% to 20% Cashback Bonus® at top online retailers*
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.
The Customized Visa Gift Card
Ongoing APR: N/A
Total Initial Charge: 5.95*
Credit Line: $10-$250 in denomination of $10 to $250*
Issuer: Marshall Bank, N.A.
- Perfect for any occasion or holiday - makes the impersonal gift personal again
- Upload your own photo or choose one from our huge design gallery
- Customize your card with an embossed message
- Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted
- Online access lets you easily check your balance and transactions
- Cards are only $5.95 and are delivered in 5 to 10 business days
*See web site for details.
Credit problem? No problem!
Ongoing APR: N/A
Overlimit Fee: $25.00
Total Initial Charge: $9.95
Credit Line: $2,500 (maximum Card Balance Value)
Issuer: BankFirst
- Carry your money safely and conveniently.
- Shop online anywhere MasterCard debit cards are accepted.
- Check your Card balance anytime online or over the phone.
- Reload your Card at any participating Western Union Agent location in the United States.
- No credit checks! No lengthy applications!
- Shop wherever MasterCard debit cards are accepted — even online
- Efficiently manage your money and pay bills because you control how much you put on the Card.
- Easy to Get, Easy to Use
- The power of cash. The convenience of plastic.
Guaranteed Approval*. Earn Reward Points on Every Purchase.
Ongoing APR: N/A
Annual Fee: None*
Total Initial Charge: $9.95
Reward Program: Wired Points™
Issuer: BankFirst
- Receive your new Visa® card in as little as 3 days
- No Upfront Payment Required
- Overdraft Safety Program
- Rewards Program
- Integrated Bill Pay Service
- Convenient Loading Options
*See Terms and Conditions.