Credit Cards for Students
College students need credit cards now, more than ever. Student credit cards can be a big help in emergencies and help the student learn (even the hard way) about the sensible use of credit to establish, maintain, and improve their credit history.
Tips for Parents:
Explain to your kids the pitfalls of overusing/abusing their credit cards. Just like many adults, kids don't generally grasp the concept of APRs. Other finance charges, or fees such as late payment or over limit fees can also cause confusion, not to mention grace periods and minimum payments to mention only a few. Students should learn about building and maintaining a good credit history since it impacts their chances of qualifying for loans, and even their chances of finding a job.
Browse the full selection of our list of Student credit cards below or choose another credit card type from the menu bar on the left. Compare the information on fees, rewards, and various other card features in the "more info" section of the listed cards.
Easy online account options that put you in control
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 12.99%-19.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
Issuer: Discover Bank
- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.
The Customized Visa Gift Card
Ongoing APR: N/A
Total Initial Charge: 5.95*
Credit Line: $10-$250 in denomination of $10 to $250*
Issuer: Marshall Bank, N.A.
- Perfect for any occasion or holiday - makes the impersonal gift personal again
- Upload your own photo or choose one from our huge design gallery
- Customize your card with an embossed message
- Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted
- Online access lets you easily check your balance and transactions
- Cards are only $5.95 and are delivered in 5 to 10 business days
*See web site for details.
Guaranteed Approval*. Earn Reward Points on Every Purchase.
Ongoing APR: N/A
Annual Fee: None*
Total Initial Charge: $9.95
Reward Program: Wired Points™
Issuer: BankFirst
- Accepted everywhere VISA debit cards are accepted
- No Credit Check, Income requirements or bank account required
- On Demand Alerts - Manage your account via text messaging
- FREE Online Access to Account
- FREE Mobile Alerts — Text to your mobile and email
- FREE Rewards Program — Earn 1 point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit — Eliminate check cashing fees
*See Terms and Conditions.